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Financial baseline + total interest cost
Unlimited debt entry & DTI ratio
Priority Map — your #1 worst debt
Payoff estimate — rough debt-free date
Tracker — log payments + basic progress
Cycle Breaker — one spending rule

Great for getting clarity

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Basic

$9.99$4.99/mo

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Organise your whole debt picture

Everything in Free
Full Priority Map ranking
Complete Payoff Plan
Snowball payoff strategy
Interest breakdown per debt
Payment history & statistics

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Pro

$14.99$9.99/mo

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Build your full payoff plan

Everything in Basic
Avalanche strategy — pay the least interest
AI debt capture, insights & rules
Balance & reduction charts
Debt-free date forecast
Ahead / behind schedule tracking

Build momentum

Learn the textbook payoff methods and build your own plan around them.

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Premium

$29.99$14.99/mo

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7-day free trial

Build habits that stick

Everything in Pro
PDF exports — payoff plan & payment history
Streak & milestone tracking
Behaviour pattern insights
Spending risk scoring

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DebtForge is an educational tool only — not debt advice or debt management. Always consult a qualified financial adviser before making financial decisions.